I know this wasn't first on my list in my previous post, but with where our credit card is right now, it's taking priority...
As I have said before, my $500/month budget includes groceries, paper products and misc. household items like cleaning supplies, hygiene products and virtually any/everything else.
Bulk Shopping-
We have started shopping at Sam's Club once a month for things like toilet paper, paper towels, stocking up on meat (it's usually cheaper per pound, especially hamburger) and a few random things we keep on hand (like the odd box of brownies that don't get made very often). It has really helped, especially the paper products. I'm spending $18 on a huge pack of TP that lasts us (Xeb and I, the Moms buy their own supply when needed) almost 2 months, instead of a small pack for $11 at Walmart that only lasts us 2 weeks. The trade-off is that Sam's is about 1 hour from where we live, which is why we take our most economical car (Xeb is 6'1" and drives an SUV, so we borrow his mother's Malibu) and only go once a month. It's always a few hundred in one shot, but then I have meat and paper products done for the month and can use the rest of my budget on everything else for the rest of the month.
Meal Plan-
I TRY (hehehe) to meal plan once a week. Saturdays, actually, since Xeb's work schedule is Sat-Fri rotations. I plan before my weekly shopping trip, so I can make a list of essentials like milk, bread, eggs and what is needed to make whats on the plan. If I stick to ONLY the meal plan, plus those staples, I have discovered that I save at least $20 or more every shopping trip. Shopping once a week, that's $80 I am not wasting or asking Xeb for by the end of the month.
I've been failing to do this over the last few months and it's caused not only an inflated budget, but a HUGE OVERSTOCK in our freezer and pantry. I'll be sharing my meal plan as well, when I resume my normal shopping trips.
"No Spend Month"-
Starting January 1st, I am doing something I've never done before. I am planning a "No Spend" month. I will buy NOTHING, except the bare essentials we need, like milk, bread and eggs. I will not plan any meals I can't make from what I have already at home. Our pantry is ridiculously full and I need to start shopping from there, rather than at the store. So I'm sure that by the end of the month, the meals I share are going to get a bit crazy and probably not COMPLETELY healthy. Probably a bit carb heavy to empty the pantry...
I plan on putting the money I don't spend next month away as my nest egg. In future months, I plan to put any money I don't spend by the end of the month into that fund as well. My goal is to keep and maintain that amount so I never have to ask Xeb for extra money. If I can get it big enough, I'll even give him some back to put on the credit card. But we both agreed, he'd rather me keep it if I'll need it in the future.
In my posts, I will share any money I've spent (and on what, again to keep me honest), as well as what I threw together for dinner and any fun recipes I managed to create that are worth repeating. At the end of the month, I'll share how much money I've saved and my plan for the next month.
This will be new for me, so I'm excited as well as I bit worried. I really want to pull this off to help the household, but mostly to prove to myself that I can. Seeing as I'm due on the 31st, I also thought it would be good for whoever will be taking up the reigns when it comes to cooking and shopping while I'm recovering. No real shopping to worry about and no complicated recipes to cook. Just look in the pantry/freezer and make something.
So far, this is my plan to help save money. Any suggestions are welcome!
~Stefanie